Wednesday, December 19, 2012

99 reasons to live in East Medford for Under $300,000. Homes For Sale in East Medford, Oregon

ALL 99 Homes currently for Sale under $300,000 in East Medford, 97504 

including ALL Foreclosures/Bank Owned homes & Short Sales

Questions? Want to go see? 
Call or Text 541-326-2300
Presented by your, 
East Medford Real Estate Expert!! 
**14 years of Real Estate experience at your finger tips**
Tara Jacobi
Keller Williams Realty Southern Oregon

3 brm homes for sale under $250K in Central Point, Oregon

ALL Homes for sale in Central Point, Oregon under $250,000 including ALL Foreclosures and Short Sales in Central Point!! 

All homes are 3brms or more & the list of homes is updated every few hours, so you get only the most accurate listing information!! 

Text or Call 541-326-2300 for more info

Presented by Tara Jacobi, 
Real Estate Principal Broker
Keller Williams Realty Southern Oregon

Friday, December 7, 2012

3 Types of Real Estate Transactions

3 Types of Real Estate Transactions

The “Game” of Real Estate is changing daily…

t’s a prime time to be a home buyer, however, with the "deals" out there come new and unusual ways of doing business, there are inherent pitfalls and frustrations.
We believe in COACHING Home Buyers as to the benefits and challenges of this market.

1. Regular Real Estate Transaction: A seller is selling their house and a buyer is purchasing it.  All negotiations are between the two parties involved. (Usually 30-45 days from offer to closing).

2. Short Sale, AKA “Pre-Foreclosure”: A Real Estate term used to describe a situation where the List (or selling) price is less (or short) what is actually owed on the property and therefore requires the current mortgage company or bank’s approval (aka 3rd Party approval) (can take 90-120 days or more to complete)  Also known as a “pre-foreclosure sale” .
Some challenges:  Never a guarantee the bank will sell the home at purchase price, length of time it takes to get an approval,  condition of the property (sellers inability to fund any repairs), etc.

3. REO (Real Estate Owned or Bank Owned) AKA “Foreclosure” Property: A property that has been foreclosed by the bank and is now owned and being sold by the bank. (Usually 30-45 days from offer to closing).  The bank’s number one concern is the net profit.    
 Some challenges:  Property condition (as is),  there can be multiple offers on one property, Deed issues (from past Foreclosures), etc.

A note about appraisalsIf you are financing your purchase with a mortgage, the lender will require an appraisal of the property to be done.  These appraisals can sometimes come back “subject” to a particular item being repaired or replaced (Example: a new roof). The challenge is with most distresses properties,  homes are sold “as is” and the seller can many times be unable or unwilling to do the repairs. In many cases we recommend having your appraisal done prior to spending the money on your inspections.

Tara Jacobi

Sunday, December 2, 2012

Need a home under $250,000 in the Rogue Valley?

Medford & Central Point Homes for sale under $250,000, 3 brms or more Including all Foreclosures/ Bank Owned and Short Sale properties

See property information on all 124 other homes for sale. Photos, virtual tours and more here:,28896,28898/pgn/2/maxprice/250000/beds/3/baths/1/minsqft/1000/propertytype/SINGLE,FARM/listingtype/Resale+New,Foreclosure+Bank+Owned,Short+Sale/sort/squarefeetsearch+desc/,28896,28898/pgn/2/maxprice/250000/beds/3/baths/1/minsqft/1000/propertytype/SINGLE,FARM/listingtype/Resale+New,Foreclosure+Bank+Owned,Short+Sale/sort/squarefeetsearch+desc/

Want more info or to see other types or areas of homes? Call or Text 541-326-2300

Presented by your, 
DOWN to EARTH Real Estate Group

Tara Jacobi
Senior Real Estate Expert 
Superior Service Since 1999
Keller Williams Realty, Southern Oregon